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Wednesday, June 24, 2009

R & R

Reading and Research never fails to be great.
"Shut up put your money where your mouth is, that's what you get for waking up in Vegas" says Katy Perry


My exam timetable =D

As you see below, I really find it a good idea to at least minimum visit a local bookstore like MPH or BORDERS once every month.

This is some of the things I thought of sharing. As you see below it is a little about property. I learned a little something from friends who were selling property and as well helping people with personal loans. In the table below as you can see, you see the interest rate according to the loan amount. Financial crisis is always about credit terms, who doesn't want to own a property without a loan but it seems prices and inflation never really allow you to do it easily. It's like buying a Honda Civic with cash or property wow there is no worries after that. The only thing to make sure then is whether the property tenure is freehold or lease.

BLR = Base Lending Rate. It is the minimum interest rate calculated by financial institutions based on a formula which takes into account the institutions' cost funds and admin costs. On average most of the banks give 5.5%. You see a lot people always settle for bank loans. Did you know you could get a lower BLR through a outsource?
Just some photos of lands people would definitely buy but also dependent on cash in hand and price vs market value.
When people talk property they talk investment now of days. It is always better to put your funds into property than into a fixed deposit. Why? Simply inflation. Every year the value of our money drops while having a property, it has ample chance to increase in value vs location (asset).

Something interesting. It's about employable match models that any normal employer should look at. Traditional vs Modern method.


Below shows various investments in the world. Between Potential returns vs Risks.More later. Got to go out to get some furniture from Ikea and some house chores.

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